Risk Disclosure

Important information

Private property lending involves risk. Capital is at risk. Returns are not guaranteed. Investors should take independent legal, tax, and financial advice.

This is not regulated advice

Aethos Homes Ltd is not authorised or regulated by the Financial Conduct Authority. Private loan agreements of the type offered by Aethos Homes are not regulated investments under the Financial Services and Markets Act 2000. You will not have access to the Financial Ombudsman Service or the Financial Services Compensation Scheme in relation to these agreements.

Who can invest

Private loan agreements are only offered to investors who qualify as sophisticated investors or high net worth individuals under the relevant UK exemptions. You will be asked to self-certify your status before any documentation is provided.

Risks include

• Loss of capital if the borrower is unable to repay
• Delays to repayment if a refinance or sale takes longer than expected
• Reduced or no return if the project underperforms
• Illiquidity: your capital is committed for the loan term and early repayment is not guaranteed

Seek advice

Before committing capital, you should seek independent legal, tax, and financial advice from a suitably qualified adviser.

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